Aon expands Data Center Lifecycle Insurance Program

Aon has announced an expansion of its Data Center Lifecycle Insurance Program (DCLP), increasing total program capacity from $2.5 billion to $3.5 billion. The update reflects Aon’s ongoing development of insurance solutions designed for data centre owners and operators.

The expanded program now extends coverage beyond the construction phase to include existing data centres as they transition into operational use. This lifecycle approach is intended to provide continued insurance protection for infrastructure as it moves from construction into long-term operation.

Originally launched in 2025, the DCLP is an integrated insurance programme designed to address a range of risks associated with data centres, including construction, cyber, operational, financial, and technology-related exposures.

Key components of the program include:

• Construction All Risks, Delay in Start-Up (DSU), and operational property damage/business interruption coverage up to $3.5 billion
• Cyber and technology E&O coverage up to $400 million, including non-damage cyber DSU and ransomware-related coverage
• Third-party liability coverage up to $200 million globally, including $100 million excess capacity in the U.S.
• Project cargo and transport insurance up to $500 million
• Risk engineering and cyber impact modelling through Aon plc Global Risk Consulting

The programme is supported by Aon’s Risk Capital structure, which combines insurance capacity with analytics and specialist expertise to support risk management for clients operating in digital infrastructure sectors.

The expansion reflects continued investment and growth in data centre infrastructure and associated risk management requirements.