Aon expands data centre lifecycle insurance program

Aon, a global professional services firm, has revealed a $1 billion expansion of its proprietary Data Center Lifecycle Insurance Program (DCLP). This move increases the total insurance capacity to $2.5 billion, aiming addressing the global reliance on cloud computing, artificial intelligence, and digital infrastructure. The programme also seeks to tackle the growing complexities associated with data centre risks.

The DCLP, first introduced in 2025, is an insurance solution designed to support data centre projects from their construction phase right through to ongoing operations. It integrates several traditionally disparate risk classes, including construction, cyber, cargo, and operational risks, into a unified insurance solution. This approach aims to help clients in securing large-scale capacities, reducing friction, and executing projects more efficiently.

Greg Case, president and CEO of Aon, highlights the importance of managing risks through the data centre lifecycle. As facilities become more complex and intricate, embedding resilience into infrastructure is important for the business ecosystem.

The expanded DCLP targets investors, developers, and operators, aiming to provide support as data centres become larger, more capital-intensive, and operationally sophisticated. By combining insurance capacity with risk engineering and analytics, the programme helps clients in anticipating risks, proving resilience to stakeholders, and fostering long-term performance.

Joe Peiser, CEO of Commercial Risk for Aon, highlights the financial and operational ramifications of disruptions. He emphasises that expanding the DCLP capacity can assist clients in managing risks throughout the lifecycle of a data centre, from its initial build-out phase to ongoing operations.

The program aims to help clients with the following solutions:

• Coverage includes up to $2.5 billion for Construction All Risks, Delay in Start-Up (DSU), and Operational Property Damage/Business Interruption.
• Cyber risks are covered up to $400M, addressing damage, non-damage, business interruption, and SLA violations.
• Third-party liability coverage up to $100 million, excluding U.S. exposures.
• Project cargo and transport insurance with a capacity of $500 million.
• A comprehensive risk engineering and cyber impact modelling service provided by Aon’s Global Risk Consulting team.

The enhancement of the DCLP aligns with Aon’s strategy to expand risk capital solutions for the digital infrastructure sector. The recent renewal of the Client Treaty provides multi-line coverage for large-scale technology projects, supporting resilience from construction through operational phases.